Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? Now that the bank has your business are they no longer giving you the service you deserve?

Maybe you need to refinance to consolidate your debt?

Debt consolidation can be a smart way to lower your monthly repayments by combining what you owe on credit cards, personal loans and your home loan under a new and better home loan rate.

But, before you decide to refinance your loan, it is important to know everything involved in refinancing. For instance, you have to carefully choose a lender that can provide you with loan refinancing options suitable for you.

We keep up to date with the most competitive deals and will present the options to you based on what is the best fit for your refinancing requirements.

If you are about to review your home loan, you can save money by switching to a different lender or loan structure.

When we talk to you, we’ll discuss things like whether it’s even worth breaking your existing loan, we will also be able to guide you through completing the paperwork to get the loan application process under way.

Cash Back Mortgages

When getting a mortgage you may qualify for cash back of up to $3,000+ (sometimes more depending on size of the mortgage). The cash back amount will vary depending on a range of factors such as borrowing amount and lender.

Conditions apply to the cash back including a minimum loan drawdown with our banking partners that pay us commission.