Cancer, stroke, and heart problems are three of over 40 major debilitating health conditions that could change your life forever. Adding ‘Trauma Cover’ to your life insurance policy is often a good idea. Advances in medical treatment in the 21st century are seeing people living much longer than before. The Ministry of Health sees the five year survival rates for cancer sufferers at 61% – and it can be much longer if the cancer is caught at an early stage. In this case, Trauma cover would provide for your treatment and ongoing expenses to help reduce the burden on your family.

It’s important not to underestimate the financial implications of traumatic health problems. Often, the costs to treat these health issues will come at very unexpected times, with immediate treatment being necessary. It’s also likely to have an impact on your ability to work and maintain any sense of normality in your daily routine. Trauma cover is designed to help with this and provide you with a lump sum which can be used to cover these costs.

Who should have trauma/critical illness cover?

Anyone with a mortgage or other debt, anyone with dependents reliant on their income.